Accident Claims Calculator – A Step-By-Step Guide

An accident claims calculator is a tool that can help you estimate potential compensation settlements for a personal injury claim. The tool can be useful, not just in helping you understand how compensation is calculated but in informing you of the factors that are usually taken into consideration when making a claim.

Accident claims calculator
Accident claims calculator guide

This guide is not only a step-by-step guide to using an accident claims calculator but an introduction to the personal injury claims process in general. We’ll discuss how they work, what makes a person eligible for compensation and the type of evidence you can collect to help make your claim successful. 

We have a team of advisers available for consultations. They can answer questions you have about making a claim or give you more information about compensation and the steps to take after suffering an injury in an accident caused by negligence.

You can reach out to them using;

Choose A Section 

  1. What Is An Accident Settlement Calculator? 
  2. Accident Claims Calculator 
  3. How Do Accidents Happen? 
  4. What Impact Could An Accident Have? 
  5. How Can An Accident Claims Calculator Help Me? 
  6. Connect With No Win No Fee Accident Claim Solicitors 
  7. Learn More About Using Our Accident Claims Calculator 

What Is An Accident Settlement Calculator? 

An accident settlement calculator works by asking you to input two types of information.

  • The kind of injury you suffered, as well as how it happened and who was at fault.
  • Any loss of earnings you’ve experienced because of the injuries

The accident claims calculator uses the Judicial College Guidelines (JCG) to offer you an estimate of what you could be awarded. This is a document containing guideline compensation brackets for physical and psychological injuries

You could also claim other costs related to your injuries; we’ll look at them in greater detail in the next section.  However, these additional costs are not considered by the calculator.

Accident Claims Calculator 

We’ve included a table containing some figures from the JCG below: 

Moderate Brain Damage: (i)Injuries with a moderate to severe effect on a person's intellectual capacity£150,110 to £219,070
Moderate Head Injury: (ii)Injuries with a modest affect on a person's intellectual capacity and affecting their ability to work£90,720 to £150,110
Severe Back Injuries: (iii)Soft tissue injuries leaving permanent pain or afflictions£38,780 to £69,730
Knee Injuries: (ii)A fracture causing constant pain and limiting movement£52,120 to £69,730
Moderate Back Injuries: (ii)Backache from disturbed ligaments£12,510 to £27,760
Modest Ankle InjuriesMinor ligament injuryUp to £13,740
Moderate Shoulder InjuriesSoft tissue injuries affecting movement in the shoulder£7,890 to £12,770

Moderate Elbow Injuries: Simple fracture with no permanent damage, that took upwards of three years to recover fromUp to £12,590
Minor Achilles Tendon InjuryPain from a turned ankle£7,270 to £12,590
Minor Shoulder InjuriesSoft tissue injuries that fully recovered within a year£2,450 to £4,350

These amounts, for the injuries suffered, are known as general damages. The amount awarded for the financial impact is special damages.  

Financial losses you can claim for typically include:

  • Loss of income
  • Costs towards treatment or care
  • Adaptations you have had to make to your home or vehicle

Our advisers can give you more information about the compensation you could receive. Why not reach out to them now for a free consultation? 

How Do Accidents Happen? 

Health and safety legislation puts a responsibility on people in various situations to take reasonable steps to prevent other people from suffering accidents resulting in injuries. 

We examine three different settings below and the ways accidents can happen because of negligence. 


The responsibility to ensure that a workplace is safe falls on the employer.  

Under the Health and Safety at Work etc. Act 1974 they owe a duty of care to their employees, which is a responsibility to do all they practically can to protect the health and safety of their employees.  

If an employer does not do this, and you’re injured as a result, the employee could bring forward a personal injury claim against their employer. 

An example could include if an employer failed to provide training for a potentially harmful task, like operating machinery, before asking an employee to do this. An untrained employee, operating machinery like an electric saw, can cause an accident. The employer could be found liable for the injury.

Public Place 

The people in charge of spaces open to the public have a duty of care towards members of the public who use the premises for the intended purpose.

According to the Occupiers’ Liability Act 1957, it is the responsibility of any person or party in charge of a place that can be accessed by the public to actively look for risks, and make sure the risks are managed, removed or signposted. If they fail to do this, they could similarly be liable in a personal injury claim. 

For example, a failure to perform a risk assessment can lead to a failure to identify a safety hazard like a broken handrail and result in an injury from a fall from a height, leading to a concussion injury.

It’s the responsibility of the person in charge of the area to look for and remove these types of hazards. If you suffered an injury because they did not do enough to address the risks present in their environment, you could be eligible to make a claim for compensation. 


All road users owe one another a duty of care. Those who have the greatest potential to cause harm have the greatest responsibility to protect more vulnerable road users. 

Drivers, cyclists and pedestrians are expected to make sure they meet the standards set out in road safety laws like the Road Traffic Act 1988 and guides such as the Highway Code. They should act in a way that reduces the risk of anyone being injured on the road.

A breach of this duty of care, for example running a red light or driving while drunk or on drugs, could cause you to be injured. As a result, you may be able to claim.

Recent Accident Statistics 

The Health and Safety Executive (HSE) requires employers to report certain accidents and injuries under the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 2013 (RIDDOR) 

According to provisional data reported under RIDDOR, in the year 2020/21, the most common type of injury suffered in workplaces in the UK was fractures, which accounted for 15,159 reported non-fatal injuries. 

What Impact Could An Accident Have? 

An accident causing an injury can have an impact on your quality of life. Sometimes, these impacts might be quite minor, and you’re able to return to the position you were in before the accident. Other times, injuries can be quite severe.

Some of the injuries an accident caused by negligence could result in can include:

For more information on the injuries you could sustain because of a breach of duty of care, speak with us today.

How Can An Accident Claims Calculator Help Me? 

The personal injury claim process might seem quite daunting to you.  One of the benefits of an accident claims calculator is the easy way in which it presents information that is relevant to a claim. The calculator also helps to answer a question a lot of people might have regarding the amount that might be awarded in compensation if they choose to proceed with making a claim. 

As part of the process of claiming, you can also gather evidence of the circumstances of the injury.

This can come in the form of the following: 

  • Footage of the accident or similar recordings like photographs 
  • Collect the contact details of witnesses to the accident who could provide testimonies at a later date 
  • If your accident happened at work or in a public place and you filled out an accident book, then you can request this report to use in a claim.

You can reach out to one of our advisers for more information about how an accident claims calculator could help you, or even just to answer any questions you might have. If you choose to work with a lawyer, then they can help you collect evidence.

Connect With No Win No Fee Accident Claim Solicitors 

A No Win No Fee solicitor could represent you in your claim when working under a Conditional Fee Agreement. Usually, the cost can be a barrier in seeking legal representation because a lawyer will ask you to pay them a lump sum upfront before working on your claim.

They would not charge you an upfront fee for their services, nor any ongoing fees as they handled your claim. Payment to them would only be made on the condition that you were awarded compensation; they would take a success fee. This is a percentage of the compensation you are awarded which is subject to a legal cap. If the claim was not to be successful, they would not charge you a success fee. 

If you would be interested in using a No Win No Fee solicitor, get in touch with one of our advisers now to discuss your claim. They can also walk you through the process of using an accident claims calculator.

Get Help Using Our Accident Claims Calculator 

You can use our compensation calculator to estimate what you could be awarded in compensation, and our advisers are available to answer any questions you might have about your claim.

You can contact them now using:

Learn More About Using Our Accident Claims Calculator 

For other additional information:

GOV: A guide on how to request CCTV footage

NHS: How to request your medical records

HSE: Report a health and safety concern you have about your workplace

Thank you for reading our guide to using an accident claims calculator. We offer guides on other topics such as:

Whiplash Claims

Soft Tissue Injury Claims

Ankle Injury Claims

Please contact our advisers for any questions you have about how to use our accident claims calculator.

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