Accident Compensation Calculator- What Is Your Claim Worth?

Following an accident that caused you to sustain physical or psychological harm as a result of negligence, you may wish to seek compensation. There are various types of accidents in which you could sustain harm such as an accident at work, road traffic accident or public place accident. In these cases, you could make a personal injury claim against the negligent party. In this guide, we aim to help you understand how to use an accident compensation calculator to help you get an estimate of how much your claim may be worth.

accident compensation calculator
Accident compensation calculator guide

Each settlement may comprise up to two heads of claim that seek to compensate you for the different ways your injuries may have impacted you. We have provided further guidance on these heads of claim throughout our guide.

Additionally, we have explored the evidence you may need to provide in order to strengthen your case and other beneficial steps you could take.

To find out more you can get in touch by:

  • Calling on 0800 408 7826
  • Speaking with an advisor using the live chat feature below
  • Filling out our online contact form with your details

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Accident Compensation Calculator 

There are instances where you may have been owed a duty of care. However, if someone failed to uphold the duty they owed you and caused you harm, you may have a valid claim. If your claim succeeds, you could be awarded up to two heads of claim; general and special damages.

General damages seek to compensate you for the way in which your physical or psychological injuries have impacted your quality of life. The pain and suffering you have experienced will be accounted for as well as the severity of your injuries.

Various resources may be consulted by legal professionals to ensure they calculate the value of your injuries correctly. For example, they may use the Judicial College Guidelines which is a collection of compensation brackets that sit alongside different injuries at varying levels of severity. An accident compensation calculator provides an estimate of what your injuries may be worth using figures from the JCG.

We have also used figures from the latest edition of these guidelines, published in 2022, to create the table below. Although these figures are based on past cases, they are not necessarily representative of what you will receive in your settlement. As such, you should treat them as a guide only.

Injury TypeAdditional NotesCompensation Brackets
Damage to the brain(a) Very Severe: The factors considered when calculating the award include life expectancy and the impact on senses.£282,010 to £403,990
Injuries Affecting Sight (b) Complete blindness.In the region of £268,720
Deafness/ Tinnitus (a) Where speech has been lost alongside complete deafness.£109,650 to £140,660
Chest Injuries (e) Where inhalation of toxic fumes or smoke has caused some residual damage that doesn't permanently impact lung function.£5,320 to £12,590
Leg Injuries(c) Less serious: (iii) A simple tibia o fibula fracture or injuries involving the soft tissues.Up to £11,840
Digestive system (b) Illness resulting from a non-traumatic injury: (i) Where the person has suffered severe toxicosis that requires them to be hospitalised. £38,430 to £52,500
Neck Injuries(b) Moderate: (i) Injuries in this bracket include fractures or dislocations that cause severe and immediate symptoms. £24,990 to £38,490
Back Injuries (a) Severe: (ii) Cases in this bracket include those with special features such as damage to the nerve roots that cause several issues. £74,160 to £88,430
Shoulder Injuries (c) Moderate: Injuries in this bracket include frozen shoulder that limits movement and causes discomfort for around two years.£7,890 to £12,770
Arm Injuries(a) Where both arms have been lost.£240,790 to £300,000

Special damages seek to reimburse you for the financial losses you have experienced as a result of your injuries. For example, your ability to work may have been reduced as a result of your injuries leading you to lose income. In cases such as these, you could claim back the loss of earnings provided you have adequate evidence, such as payslips.

For more information on what your settlement may comprise following a successful claim, call our team on the number above.

Different Types Of Accidents

There are various types of accidents that could occur, such as:

  • Accidents at work: Employers owe you a duty of care under the Health and Safety at Work etc. Act 1974. As per this piece of legislation, they must take reasonable steps to protect your health and safety at work. This could include providing adequate training and providing personal protective equipment (PPE) where necessary.
  • Public place accidents: The person in control of a public space has a duty of care to uphold as per the Occupiers’ Liability Act 1957. As such, they must take reasonable steps to protect members of the public. For example, they should carry out regular risk assessments and act on any findings within a reasonable time frame.
  • Road traffic accidents: All road users have a duty of care to protect one another on the road. For example, they should follow the rules of the road, such as driving at the speed limits and paying due care and attention. The Highway Code outlines the responsibilities each road user has when navigating the roads.

If someone fails to uphold the duty of care they owe someone, it could result in someone else sustaining harm in an accident. If you have experienced harm in a similar way, you may be eligible to make a personal injury claim. Call our team to find out more. Alternatively, you can use our accident compensation calculator to find out how much you’re owed.

Examples Of Accidents Caused By Negligence

In this section, we have provided examples of different accidents that could have been caused by someone else’s negligence.

  • Slips, trips or falls: Your employer may have failed to carry out regular risk assessments when checking that the workspace was safe for employees. As a result, you may have slipped on a wet floor that wasn’t properly signposted causing you to sustain a broken arm.
  • Allergic reaction: You may have alerted a server about a severe peanut allergy when placing your order. However, they may have failed to correctly inform you of the allergens on their menu. As a result, you may have experienced a severe allergic reaction.
  • Head-on collision: The driver of a car may have failed to adhere to the speed limits causing them to knock you over when you were crossing the road. As a result, you may have sustained a severely fractured skull.

 Accident Statistics For 2022

The latest accident at work statistics released by the Health and Safety Executive (HSE) for the year 2020/2021 recorded that 1.7 million workers were suffering from a work-related illness, of which:

  • 822,000 workers suffered from work-related stress, anxiety or depression.
  • 470,000 workers suffered from work-related musculoskeletal disorders.
  • 93,000 workers were suffering from COVID-19.

Additionally, the Department of Transport recorded that there were 119,850 casualties of all severities, including those that were seriously injured, slightly injured and killed.

What Factors Will An Accident Compensation Calculator Take Into Consideration?

There are many factors that will be considered when you use an accident compensation calculator to get an estimate of your claim. For instance, you could experience a psychological impact such as stress, anxiety or other emotional pain and suffering. This could leave you unable to return to work or partake in your normal activities either permanently or temporarily.

In addition, you could experience an impact on your physical capabilities. For instance, if you sustained a broken leg, your mobility may be affected leaving you unable to work or enjoy your usual hobbies.

It’s important to note that when you make a claim, you can seek compensation for the way in which your injuries have impacted your overall quality of life. The calculator you use to estimate the value of your claim should consider these factors.

What Steps Should I Take Following An Accident Caused By Negligence?

After you sustain harm in an accident caused by someone else’s negligence, there are several steps you could take. You could find out how much your claim is worth by using an accident compensation calculator. Additionally, you could:

  • Seek medical attention- This can ensure you receive the correct treatment for your injuries. It could also provide medical records that detail the treatment and diagnosis you received. You may also be invited to attend an independent medical assessment so a better understanding of the full extent of your injuries can be gained.
  • Obtain additional evidence– For example, you could gather pictures of your injuries, pictures of the accident, CCTV footage, witness contact details and financial documentation to support your claim.
  • Seek legal representation- An experienced solicitor can help you through the claims process by helping you obtain relevant evidence and organising for you to attend the independent assessment in your local area.

If you wish to hire a solicitor to represent your claim, you can call our team. An advisor can assess the validity of your claim and provided your case is valid, they could connect you with a solicitor from our panel. The solicitors from our panel work on a No Win No Fee basis. We have provided further details on what this means in the section below.

Connect With No Win No Fee Solicitors For Accident Claims

As mentioned, the solicitors from our panel offer No Win No Fee services. This means they could represent your claim under a Conditional Fee Agreement (CFA). An agreement such as this means you won’t need to pay any ongoing fees while your claim proceeds. You also won’t need to pay an upfront cost to access the services of your solicitor.

If your claim succeeds, a success fee that is subject to a legal cap will be deducted from your compensation. However, details of the success fee will be outlined in the agreement you sign before your solicitor begins working on your case. If your claim fails, you won’t be expected to pay the success fee to your solicitor.

For more information on working with a solicitor from our panel in this way, get in touch with an advisor from our team. They can discuss your potential claim, options for legal representation and using our accident compensation calculator.

  • Calling on 0800 408 7826
  • Speaking with an advisor using the live chat feature below
  • Filling out our online contact form with your details

Learn More About Using Our Accident Compensation Calculator

In this section, we have provided additional resources that could be helpful.

We hope this guide on using an accident compensation calculator has helped. However, if you have any additional questions, call us.

Edited by Meg Marshall

Written by Ryan Walker