Passenger car accident claims can be made if it can be shown that your injuries were sustained at the fault of another driver. This can be demonstrated by proving the elements of negligence led to a road traffic accident.
Under the Road Traffic Act 1988 and the Highway Code, all road users owe a duty of care to operate on the roads in a way that minimises their risk of causing harm to others. This duty of care extends to passengers, car drivers, motorcyclists and pedestrians. Should road users fail to uphold this duty and cause an accident, then negligence has occurred and you might be eligible to claim compensation.
Use our passenger car accident settlement calculator to get a better idea of how much compensation you might be eligible for in a successful claim. To use it, you will need to put in details of your injury and how severe it was as well as any related financial losses.
Get In Touch
Although our compensation calculator is very useful in setting out a realistic framework of how much you could claim before you connect with a solicitor, you may want to discuss the figure you received with a real person.
Contact our friendly advisors by using the contact details below. They can explain how our compensation calculator works, advise on what evidence you will need to save in order to claim for your financial losses or provide an estimate of how much compensation you could be awarded.
They can also connect you with a solicitor from our panel who can help you get started in your own passenger car accident claim today:
- You can contact us online
- Call us on 0800 408 7826
- Use our live chat
Jump To A Section
- Passenger Car Accident Settlement Calculator
- How Is Compensation Calculated For A Passenger Car Accident Claim?
- What Types Of Injuries Can Car Accident Passenger Compensation Cover?
- How Can A Passenger Make A Claim For Car Accident Compensation?
- Get Help From Compensation Calculator UK
- Learn More
Passenger Car Accident Settlement Calculator
Our passenger car accident settlement calculator uses figures from the Judicial College Guidelines(JCG). It is the same document that we’ve used to put together the table below to show a few guideline compensation figures for different injuries. We will go into further depth about how your compensation can be awarded later in our guide.
Please note that the first figure hasn’t been taken from the JCG, and these are only suggestive amounts.
| Injury Type | Notes | Compensation Guidelines |
|---|---|---|
| Multiple serious injuries and special damages. | Multiple types of severe injuries as well as special damages such as loss of earnings. | Up to £1,000,000+ |
| Paralysis Tetraplegia (also known as Quadriplegia) | Their degree of independence will affect the amount awarded along with physical pain and awareness. | £396,140 to £493,000 |
| Paraplegia | The amount awarded will be impacted by age and life expectancy, and any impact on sexual function. | £267,340 to £346,890 |
| Brain and Head Injury Very Severe | There might be some ability to follow commands, but little to no meaningful response to environment. | £344,150 to £493,000 |
| Brain and Head Injury Moderate (i) | Moderate to severe levels of intellectual deficit and an effect on speech. | £183,190 to £267,340 |
| Neck Severe (i) | Little to no movement in the neck causing severe headaches. | In the region of £181,020 |
| Neck Severe (iii) | Fractures or dislocations or severe damage to soft tissues. | £55,500 to £68,330 |
| Back Moderate (i) | Crush or compression fracture of the lumbar vertebrae. | £33,880 to £47,320 |
| Less Serious Leg Injuries Less Serious (i) Fractures From Which an Incomplete Recovery is Made or Serious Soft Tissue Injuries | Impaired mobility and sensory loss. | £21,920 to £33,880 |
| Other Arm Injuries Simple Fractures of the Forearm | Cases where the forearm has been fractured. | £8,060 to £23,430 |
The Whiplash Reform
The Whiplash Injury Regulations 2021 introduced the Whiplash Reform Programme (WRP), which introduced a different way to claim for certain low-value car accident claims. The WRP impacts claims in England and Wales if:
- You were injured as a driver or passenger of a vehicle
- You are aged 18 or over
- Your injuries are valued at £5000 or less, such as whiplash injuries.
Additionally, whiplash injuries will now be valued using a fixed tariff from the Whiplash Injury Regulations. We have provided a table below that outlines some key figures from this fixed tariff. Please note that they are not a guarantee of compensation.
Table A is for whiplash injuries only, whereas Table B includes whiplash and psychological damage.
| Table A | Table B | Duration |
|---|---|---|
| £1,320 | £1,390 | Longer than 9 months, but not longer than 12 months |
| £2,040 | £2,725 | Longer than 12 months, but not longer than 15 months |
| £3,005 | £3,700 | Longer than 15 months, but not longer than 18 months |
| £4,215 | £4,345 | Longer than 18 months, but not longer than 24 months |
If you did not suffer whiplash and don’t see your injury listed here, you can speak to an advisor as you can claim for other injuries through the WRP. Furthermore, if you are not claiming through the WRP but suffered whiplash, that will still be valued using the tariff figures.
How Is Compensation Calculated For A Passenger Car Accident Claim?
In succesful passenger car accident claims, compensation can be calculated by considering two different heads of claim. These are more commonly known as general and special damages.
General damages are a head of compensation focused on the physical and mental impact of the injuries you suffered. This can also take into account if your daily life has been impacted as well.
This differs from special damages, which are solely focused on the financial impact caused by your injuries.
General damages can be calculated by referring to frameworks such as the JCG, which we briefly mentioned above. This is a document outlining different injury types and compensation brackets, to help professionals gauge how much compensation you could be entitled to for the injuries you suffered.
Special damages can be valued by appreciating evidence like payslips or invoices that demonstrate economic losses. This head of loss can consider:
- Loss of earnings or earning potential – if you have been left unable to work, these lost wages can be calculated as part of special damages.
- Costs of care – suffering injuries after a passenger accident might now mean you require round-the-clock care. This can be costly, so these expenses can also be valued in special damages.
- Home or vehicle adaptations – stairlifts, wheelchair ramps or adaptations to your bathroom can all form part of special damages.
- Medical costs – you might need extensive medical assistance, whether this be corrective surgeries or prescriptions. These expenses can be calculated and form part of special damages.
This isn’t all that special damages can account for, and if you’d like to learn more about how special damages are valued, get in touch today. One of our friendly advisors can discuss the figure you received from our passenger car accident settlement calculator.
What Types Of Injuries Can Car Accident Passenger Compensation Cover?
Car accident passenger compensation can cover a range of different injuries, ranging from less serious injuries to severe, life-altering injuries.
Compensation can cover injuries such as:
- Soft tissue injuries, such as muscular damage
- Whiplash or neck injuries
- Bone fractures
- Shock and psychological harm
- Spinal damage or back injuries
- Permanent or temporary paralysis
- Damage to internal organs
- Head or brain injuries
By working with Compensation Calculator UK, a solicitor from our panel can use all available medical evidence to make sure that all your injuries are taken into account. Whether this be severe physical injuries such as broken bones, or psychological damage such as post-traumatic stress disorder, a solicitor from our panel could make sure that these are considered fully when your compensation is being calculated.
If you’d like a better idea of what injuries can be covered in your compensation, use our passenger car accident settlement calculator. Alternatively, you can get in contact today, and our advisors can provide a free case consultation.
How Can A Passenger Make A Claim For Car Accident Compensation?
In order to make a claim, you must ensure it is started within the time limits and it is supported with sufficient evidence.
You typically have 3 years to start a claim, running from the date of the accident. There are, however, two exceptions to these time limits, which we go into further detail about in our dedicated guide here.
In addition to ensuring that your claim is started within the time limits, you must also hold evidence which demonstrates how your injuries were sustained at the fault of another road user. Our panel of solicitors could help you in evidence gathering, and if you’d like more information, you can visit our page, or you could get in touch with our advisors today.
Get Help From Compensation Calculator UK
If you need help using our passenger car accident settlement calculator, you can speak to an advisor at Compensation Calculator UK. In addition to helping you understand the compensation calculator and how it works, they can answer your questions about the claims process. Furthermore, they can also assess whether you have a strong claim. If you do, they can connect you to a solicitor from our panel.
Our panel of solicitors work on a No Win No Fee basis through the use of a Conditional Fee Agreement. This type of contract has advantageous terms for claimants because it means you’d have no upfront fees for the work of a solicitor from our panel.
Additionally, you’d have no solicitor’s fees for them to continue the work on your claim, and if your case were to fail, you’d have no fees towards the work of a solicitor from our panel.
If, however, your claim was succesful, then a legally capped percentage would be deductible from your compensation. This fee is in line with the Conditional Fee Agreements Order 2013 to ensure that you receive the majority of your compensation.
By choosing to work with a solicitor from our panel here at Compensation Calculator, you could expect:
- Support through every step of the claim
- Help with gathering evidence and strengthening your claim
- Clear and concise updates about the progress of your claim
- Explanations of complex legal jargon
Contact Our Team Of Advisors
To discuss how to start your own claim, you can contact an advisor using the details below. Our advisors are friendly and knowledgeable and can answer any questions you might have:
- You can contact us online
- Call us on 0800 408 7826
- Use our live chat
Learn More
Why not read our other guides about:
- How to make E-scooter accident claims
- Bicycle accident claims
- Bus accidents
Helpful External Resources:
- How to claim Statutory Sick Pay
- NHS guidance on broken legs
- How to manage a return to work after sickness from the HSE
Thank you for reading our passenger car accident settlement calculator guide. Please reach out to an advisor for any additional help you need.
