Psychological Injuries And Anxiety Compensation Calculator

By Stephen Taylor. Last Updated 27th February 2024. In this guide, we’ll look at how you could use an anxiety compensation calculator to value your claim. If you’ve been injured in an incident that was caused by the negligence of someone who owed you a duty of care, then you might be eligible to receive compensation.

You may assume that you can only claim compensation for physical injuries like a broken bone or head injury. However, you can also receive compensation for the emotional pain that the incident has caused.

This guide aims to answer the following questions: 

  • Can you claim compensation for anxiety?
  • How much compensation do you get for a psychological injury in the UK?
  • How do legal professionals calculate emotional harm?

Man suffering from anxiety speaking to a psychiatrist

Our personal injury calculator can help assess the psychological trauma you’ve experienced. Furthermore, one of our advisors may be able to connect you with a No Win No Fee solicitor from our panel to work on your claim. 

If you would like to know more about how you can claim compensation for psychological injuries, you can:

  • Call us on 0800 408 7826
  • Contact us via our online form
  • Chat to us using the live chat feature to the bottom-right of this screen.

Jump To A Section

  1. Psychological Injuries And Anxiety Compensation Calculator
  2. What Is Anxiety?
  3. Common Causes Of Anxiety And Psychological Injuries
  4. Examples Of Evidence You Could Gather
  5. How To Claim With No Win No Fee Claim Agreements
  6. More On Using An Anxiety Compensation Calculator

Psychological Injuries And Anxiety Compensation Calculator

Anxiety compensation claim payouts can include general damages and special damages. General damages compensate you for the pain and suffering your psychological injury has caused.

The table below includes some of the compensation guidelines listed within the Judicial College Guidelines (JCG). This is a document that may be used by those valuing your claim for general damages, as it lists various types of physical and psychological injuries alongside guideline compensation brackets.

Please note that the table below should be viewed as a guide only and the first entry is not taken from the JCG.

InjurySeverityCompensation BracketDetails
Severe Psychological Harm With Financial LossesSevereUp to £200,000+This estimated figure applies to compensation claims which cover severe psychological harm plus any related financial losses.
Psychiatric Injury (Generally)Severe £54,830 to £115,730The injured person will have marked problems with ability to cope with life and relationships with family and friends, among other problems
Psychiatric Injury (Generally)Moderately Severe £19,070 to £54,830The injured person will have significant problems with ability to cope with life and relationships with family and friends. However, there will be a more optimistic prognosis than in more serious cases.
Psychiatric Injury (Generally)Moderate £5,860 to £19,070The injured person will have had the sort of problems with ability to cope with life and relationships with family and friends. However, there will be a marked improvement and good prognosis.
Psychiatric Injury (Generally)Less Severe£1,540 to £5,860

The compensation awarded will take into consideration the length of the period of disability and how seriously daily activities were affected.
PTSDSevere £59,860 to £100,670In these cases, the injured person will suffer from permanent effects which stop them from working at the same level they did before the trauma.
PTSDModerately Severe £23,150 to £59,860

The effects of PTSD within this bracket will cause significant disability for the foreseeable future. However, there will be a better prognosis than in more serious cases.
PTSDModerate £8,180 to £23,150

A recovery will largely have been made.
PTSDLess Severe £3,950 to £8,180

Within one or two years, a virtually full recovery will have been made with only minor symptoms persisting over a longer period.

If you can claim for general damages, then special damages could also be awarded as part of your compensation. This compensates for any financial expenses or losses you’ve experienced due to your anxiety. Examples of losses that may be covered by your claim include:

  • The cost of certain treatments, including medicines or psychiatric support.
  • Loss of earnings if your injury has led you to take unpaid time off work.
  • Travel expenses to vital appointments.

Certain evidence can help you to claim special damages, such as bank statements and wage slips.

For more advice on the potential payout for your case or how an anxiety compensation calculator could help you, please contact our advisors for free today.

What Is Anxiety?

Feeling anxious is something that many people will have experienced at some point in their lives. Anxiety is the body’s response to stress.

However, if anxiety affects you daily or stops you from being able to enjoy life, this may be generalised anxiety disorder (GAD). According to the NHS, GAD can have the following symptoms in adults:

  • A feeling of dread
  • Restlessness
  • A constant feeling of being“on edge.” 
  • Irritability
  • Difficulty concentrating

There are other psychological injuries that you could sustain as a result of an accident caused by negligence. One of these is Post-Traumatic Stress Disorder (PTSD). This is an anxiety disorder that you can develop if you experience something stressful, scary or distressing.

Some of the symptoms of PTSD include:

  • Re-experiencing the event through flashbacks and nightmares.
  • Physical sensations like pain, sweating or trembling
  • Hyperarousal or a feeling of being “on edge”

If you have experienced any of the above symptoms because of an incident that happened because someone who was responsible for your safety was negligent, you may be able to claim. Get in touch with one of our advisors today for more information.

Common Causes Of Anxiety And Psychological Injuries

Below are examples of the types of experiences that could cause you psychological injuries. This is not exhaustive; there are many other examples of incidents that could cause you to suffer from anxiety or a disorder like PTSD. 

Anxiety Caused By A Car Accident

A car accident can be a distressing and upsetting event. If the accident was caused by another driver reaching their duty of care towards you, then you may be eligible to claim compensation. 

All road users owe one another a duty of care. This means that they need to act in a way that ensures the safety of all other road users.

Some of the ways that a road user could breach the duty of care towards you include:

  • Failing to keep a safe stopping distance, resulting in a rear-end collision.
  • Driving while under the influence of drugs.
  • Failing to pay attention to traffic when pulling out of a side road, resulting in a side-on collision.

Work-Related Stress And Anxiety

When you’re at work, your employer owes you a duty of care. This means that they have a responsibility towards you to ensure that you’re free from the risk at harm in the workplace. 

You may assume that this responsibility relates directly to the physical aspects of the role and preventing a work injury. However, your employer also has a duty of care towards your mental wellbeing.

Some examples of how employer negligence could cause you stress in the workplace include:

  • Your employer fails to address incidents of workplace harassment. This results in the situation escalating.
  •  You’re scheduled shifts, and there are only 7 hours between your shift ending and another beginning.
  • You’re involved in a workplace accident. As a result, you sustain scarring. This has an impact on your quality of life.

Generalised Travel Anxiety

You might also sustain travel anxiety if you’ve been in an accident caused by someone else’s negligence. An example of this could be while as a passenger on public transport. You could claim compensation if the accident was caused by the driver of the vehicle you were travelling in, as well as if it was caused by another vehicle on the road. 

For example, you could be involved in an accident on a bus where the driver lost control, causing it to collide with a tree.  As well as physical injuries, you could claim if this caused you anxiety that stopped you from travelling by bus. 

Anxiety And PTSD Caused By Military Training Accidents

When you’re in the military, you cannot make a personal injury claim for injuries sustained in active service (during battle) unless it’s through a government scheme. However, you may be able to claim for injuries you’ve sustained while training, provided that it was the result of a breach of duty of care.

For example, you may claim for exposure to extreme cold during a training exercise results in a finger amputation. This may cause emotional and psychological distress.

Anaesthetic Awareness Caused By Medical Negligence

Anaesthetic awareness is when you wake up when you’re being operated on. This can be a very distressing and traumatic experience and may leave you nervous about seeking medical attention again. 

All medical professionals owe a duty of care to their patients. This means that they need to provide care of an acceptable level. If the standard of care provided slips below this, and you’re caused harm as a result, you may be able to claim.

Something called the Bolam Test is used by courts to determine if a healthcare provider was negligent. It involves a panel of medical professionals who specialise in the relevant fields confirming whether the standard of care that was administered was acceptable. If not, then this could be an example of medical negligence.

Examples Of Evidence You Could Gather

You are more likely to be awarded compensation for stress caused by an accident or injury if you have evidence. Therefore, to improve how much your injury claim is worth, we would recommend obtaining the following:

  • A diagnosis from a medical professional can prove that you are suffering from an injury
  • Notes from a qualified therapist could indicate the impact of your mental health problem
  • Bank statements, invoices or receipts can prove financial losses or expenses incurred as a result of your injury

In regards to making a CICA psychological injury claim, alongside medical evidence, you are required to provide the following:

  • A crime reference number to show that you reported the incident to the police
  • Proof that you are a resident in England, Scotland or Wales

For any other questions on collecting evidence to claim compensation for stress and anxiety in the UK, please don’t hesitate to get in touch. We are available to chat 24/7, and you won’t be obligated to work with a personal injury solicitor from our panel if you don’t want to.

How To Claim With No Win No Fee Claim Agreements

Our panel of solicitors work on a No Win No Fee basis. This means that:

  • You won’t have to worry about paying legal fees for your solicitor, either before or during the claim. 
  • In the event of your claim being unsuccessful, there won’t be anything for you to pay your solicitor at all.
  • If your claim is a success, your solicitor will deduct a small, legally capped “success fee” from your compensation. This legal cap exists to prevent you from being overcharged.

For more information on No Win No Fee agreements, or for an advisor to confirm the validity of your claim, speak to a member of our team today. They could connect you with a solicitor from our panel to work on this basis.

We hope that this guide has suitably explained how you could potentially claim for bullying and harassment, and our compensation calculator and tables have hopefully shown you how your compensation may be valued.

If you have any questions about your eligibility to claim, we would recommend that you reach out to one of our advisers. They can answer any questions you may have, such as if you could claim through the CICA for a psychological injury or what evidence you may need to provide to support your claim.

For any questions about how to claim compensation for stress, please reach out now by:

More On Using An Anxiety Compensation Calculator

If you’d like more information, please use these links below. 

  • Would you like more statistics about accidents at work? If so, visit the HSE website. 
  • The Department for Transport supplies statistics relating to road traffic accidents
  • More information about medical negligence can be found on the Citizens Advice website. 
  • Would you like more information about how to claim after for a broken leg? If so, visit our website. 
  • To find out more about claiming for a broken tooth, read this guide.

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